REPUBLIKA.CO.ID, JAKARTA -- PT Bank Muamalat Indonesia Tbk recorded solid performance in financing gold holdings through its Hijrah Gold Solutions product. Through August 2024, disbursements of these products grew 191 percent or nearly double compared to disbursements in May 2024. This signals an increase in public interest in gold investments.

SEVP Retail Banking Bank Muamalat Dedy Suryadi Dharmawan said, today customers increasingly understand the importance of gold investment as a solution to future needs. The recent rise in the price of gold has increased the public's confidence in gold as a safe and profitable long-term investment instrument.

“Since our launch in early August and the introduction period of this product earlier, Hijrah Gold Solutions has proven to be powerful in attracting people's interest. The increase in access to financing of this product along with solutions for customers to prepare funds in the future. We are optimistic that we can achieve the gold financing target that has been set by the end of the year,” Dedy said in a statement, Thursday (26/9/2024).

For information, Bank Muamalat has launched the Hijrah Gold Solution as a gold ownership solution for the community. This innovative product is a solution to make gold ownership as an investment instrument more affordable for many people. With this product, customers can realize various dreams such as education planning, Hajj worship, umrah to preparation for retirement.

Hijrah Gold Solutions uses a sales agreement or Murabahah with DP (down payment) and light installments and tenors of up to 60 months. The gold grammars offered are 5, 10, 25 and 50 grams. Bank Muamalat cooperates with PT ANTAM Tbk for the supply of gold bars so that the gold used is guaranteed its authenticity.

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