REPUBLIKA.CO.ID, JAKARTA -- Bank Indonesia could not give any comment on the regulation on top-up fees of electronic money as it is still a discourse.

According to Executive Director of the Head of Policy Department of Bank Indonesia Payment System Eni V Panggabean, the regulation of Bank Indonesia that will regulate the cost of top-up electronic money is still being discussed. "I could not comment yet," she told reporters on Monday (September 18).

The plan to charge electronic money refill has been reported to Ombudsman by lawyer David Maruhum L. Tobing on Monday as it is considered incriminating the consumers. He reported BI governor, Agus Martowardojo for top up fees of electronic money and non-cash payments on the highways enterance gate.

David suspected two policies as a form of maladministration that reflects alignment to the businessmen. Both regulations are also considered violate the law.

David said the rule is very detrimental to consumers because they have to use electronic money which is not guaranteed by the sole operator of the deposit insurance scheme, Lembaga Penjamin Simpanan (LPS).  "If we lose the card, then the balance will also be lost," he said.

In addition, David said electronic money also does not provide interest to the owner while the fund settle in the bank. "The consumers should get incentives in the implementation of cashless society program, not subjected to top-up fees," he reiterated.

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