REPUBLIKA.CO.ID, JAKARTA - One of largest private banks in Indonesia, Bank Central Asia (BCA) recorded an increase in profit of 19.3 percent or 6.3 trillion IDR in the first semester 2013. Credit enhancement and sustainable growth of transaction banking activities showed an increase in profit.

"Portfolio loan increased in all segments, especially consumer, commercial and small medium enterprises (SME)," President Director of BCA, Jahja Setiaatmadja said on Sunday.

BCA portfolio this year reaches 280.4 trillion IDR or ncreases 24.1 percent year on year (yoy). Consumer credit rises 30.7 percent yoy or 78.4 trillion IDR, supported by increase in loans (32.8 percent or 48.5 trillion IDR) and vehicle loans (29.6 percent or 23.4 trillion IDR).

Commercial and SME loans increased 24.6 percent yoy or 110.5 trillion. Corporate loans amounted to 91.5 trillion or increased of 18.4 percent yoy. Loan to deposit ratio (LDR) BCA increased to 73.2 percent in June 2013.

Ratio of non performing loan (NPL) stood at 0.4 percent. Net interest margin (NIM) increased by 61 basis points to 5.95 percent due to increase in contribution of loans to total earning assets.

Ikuti Whatsapp Channel Republika