REPUBLIKA.CO.ID, JAKARTA -- Empowering Small and Medium Micro Enterprises (MSMEs) is also the focus of the current government. Government of President Prabowo Subianto-Gibran Rakabuming Raka.

However, the situation on the ground is still a lot of challenges. It turns out that there are millions of farmers and fishermen burdened with old debts. That complicates the person concerned when applying for a loan to the Bank. The situation was conveyed by President Prabowo's younger brother Hashim Djojohadikusumo at an event of the Indonesian Chamber of Commerce and Industry (Kadin).

“There is debt 20 years ago, debt from krismon (monetary crisis) 98, debt from 2008 (economic crisis), debt from everywhere, 5-6 million farmers and fishermen,” Hashim said in Menara Kadin, Jakarta, Wednesday (23/10/2024).

He continued that these farmers and fishermen were unable to borrow money from banks. “Every time they enter SLIK (Financial Information Services System) at OJK (Financial Services Authority) they are rejected,” Hashim said.

That's because of that debt. As it turns out, those debts have been written off. It has been replaced with Bank insurance. Unfortunately, the right to charge from the Bank has not been removed. As a result, about 5-6 million farmers and fishermen have difficulty applying for loan credits to manage the business. As a result, another path was taken.

“They can't get credit (banks) and where are they going? To payday lenders and pinjol (online loans). I only found out six months ago, I don't know what kind of dress. It is a conglomerate, sir, no need to pine. But we tycoons have a conscience right. When I heard it shocked me. At that time I told Mr. Prabowo, this must be changed. This was last year,” Hasim said.

The figure who serves as Chairman of Indonesia's Kadin Advisory Board said Prabowo agreed with his input. Real steps are starting to be made. There is coordination with the banking team and the legal team.

“Maybe next week Mr. Prabowo will press a Perpres, the bleaching of Mr.,” said Hasim, who was then in dialogue with another Indonesian Kadin, Chairul Tanjung.

The draft Presidential Regulation on the cancellation of the debts of millions of farmers and fishermen is being prepared by the Minister of Law, Supratman Andi Agtas. This is so that everything does not stray from the rules. Stay within the Act.

“I hope next week yes. He will sign Perpres bleaching. 5-6 million people with their families will be able to live a new life sir, and these people will have the right to pay again to the bank sir. There will be no closure of his liquor in OJK,” Hashim said.

He reiterated that Prabowo had consulted with all relevant parties to come to this decision, so as not to damage the banking ecosystem in Indonesia. Hashim said the impact would be far-reaching. Of those 5-6 million people, they have families. At least 30-40 million people will be affected by the President's decree.

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